What Credit Score Is Needed For An Fha Loan Getting Approved For A Fha Home Loan Mortgage Estimator Fha Does The Fha Still Exist Today Qualifying for an FHA Assumable Mortgage Program – Contrary to the leniency on fha loans insured prior to December 1, 1986, assuming an fha mortgage insured after the said date can be a bit more stringent. To qualify, a buyer must meet the standards set by the HUD or the Department of Housing and Urban Development. The buyer is still required to pass the qualifying requirements for a mortgage.Mortgage Calculator Fha – Mortgage Calculator Fha – Learn more about your refinancing options. We can help you by lowering your monthly payment, converting to a fixed-rate loan or changing interest rate. The first point to consider is whether the total interest payment loan refinancing to save money by comparing the payment of interest on the loan current.